And how to avoid them

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What’s all this fuss about Bitcoin?

It’s in the news, in social media, in your inbox and even your butcher is talking about it (when did butchers become financial advisors? LoL). Some are negative about it, trying to instill FUD, while others claim this the best thing since sliced bread and play on FOMO.

Who to believe?

In general, you should not believe anyone (and that includes me). Everybody has an agenda, plus, the technology is so nascent that there are not many experts around.

As with the internet, smartphones, or digital photography, most people didn’t get it at the…

A journey of a thousand miles begins with a single step

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If you think about it, cycling is a great metaphor for life — keep the balance, avoid the bumps, tame fear, take on challenges, and don’t neglect maintenance. If you are good at cycling you probably are good at life.

There are many transferable skills you can learn from your bike. Every challenge, every opportunity, every difficulty can be overcome by proper planning, training, and responding to the environment.

Here are some of the lessons I’ve learned while pedaling.

1. Go Faster

When you are riding, speed is your friend. It sounds…

And how to fix it once and for all

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Let’s face it. Things didn’t work out for you. Those childhood fantasies of conquering the world, living in the fast lane, and achieving immortality became a distant memory fading away in the land of broken dreams.

Reality took over. You started working in a job you hate, which barely pays the bills. You got married, then divorced. You have 1.4 children that need $1.4 million each, and the worst thing is that there is no end in sight.

So, what do you do to ease the pain, the dullness, and the frustration?

Resort to junk food, porn, alcohol, and Netflix.

If you want to succeed, that is

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Everybody hates losing. Whether it’s money, status, comfort, or freedom, having more is better than having less.

It’s easy to get attached to possessions and hard parting with them. It is amazing how fast new situations become the new normal and how hard it is to even imagine living without them.

A car, a new job, a house, or some extra cash in the bank suddenly appear in our lives, and then we clench our fists and hold on to it as if it was a matter of life or death. …

7 reasons why

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When your Uber driver, your hairdresser and your brother in law start pitching some idea, it’s usually time to get out.

Buy the rumor, sell the news as the old adage goes. When the weak hands (you and me) notice a trend, the strong hands are already selling and we end up funding their big pockets.

This has been the case for the stock market, real estate and most forms of speculative investments. Yet, every time a new opportunity arises, we fall for it as if it’s never happened before.

But is this the case for cryptocurrency?

Let’s see.

1. Timing


And how to fix it now

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Let’s face it, you are poor. You have to get up every morning and go to work in order to pay the bills. You don’t have much savings for a rainy day and you buy everything on credit.

Of course, there are variations on this theme but whether you make 20,000 or 200,000, whether you live in a small apartment or a big house, whether you drive an old clunker or a brand new Mercedes you are poor unless:

You can afford to stop working today and do whatever the f*** you want for the rest of your life


Better safe than sorry

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There are only two kinds of people; those who already own bitcoin and those who will. If you are in the latter group, what are you waiting for? Go grab $100 and buy some today. Then keep reading.

Disclaimer: Not financial advice, informational purposes only. This article contains no affiliate links.

If you have already dip your toe in, you are probably wondering what to do with it. Shall I sell before it drops? Shall I keep it forever? Where should I store it?

Well, worry no more, I just wrote this article to shed some light into this new…

Even if it tanks

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Whether you are a crypto fan or a bitcoin hater, it’s difficult to escape the hype, the FOMO, or the FUD about bitcoin.

Is it a bubble? Is it the best opportunity in our lifetime? Is it a financial revolution?

It depends on who you ask. Some say this is the best thing since sliced bread while others, like Warren Buffett, think it’s ‘rat poison squared’

Here, I’m not going to speculate whether the price will go up or down, that’s merely a supply and demand thing. …

How hard can it be?

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This morning while sipping my coffee and browsing through my feed, something caught my eye. Yusaku Maezawa, a Japanese Multimillionaire, is looking for 8 volunteers to join him on a mission to the moon.

My first reaction upon reading this was: this is a scam, a publicity stunt, unrealistic, and possibly dangerous.

But then I thought.

What the hell! I’ll give it a go!

Yes, I get it. It’s probably never going to happen, even if it does, my chances of being selected are nil, and even if it goes ahead and I’m one of…

Stay away from it. It’s a scam.

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There is so much hype about Bitcoin and all the other cryptocurrencies that it’s difficult not to form an opinion and choose sides.

On one hand, you have the evangelists who think Bitcoin is the best invention since sliced bread. On the other hand, you have the haters who think this is a scam and can’t collapse soon enough.

It’s safe to assume that bitcoin fans know more about how it works than the haters — it’s hard to become an expert in something you dislike. Denialists compare it to other scams and bubbles we’ve seen in history like the…

Alberto Guerrero

Student of life. Trying to make sense of it all, be happy and help others achieve their dreams. Join me at:

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