Bitcoin is divisible by a 100 million, these units are called satoshis, so there is plenty of them for anyone in the world. A coffee is now 5000 satoshis but might be just a few hundred in a few years.
You can have plenty of dollars but that’s not good if they worth zero due to excess of supply and hyperinflation. You need value, not money.
Bitcoin is as speculative as any other asset out there and that includes gold, real estate or stocks. If you don’t like speculation move to the forest where things have intrinsic value.
We need bitcoin as a hedge against inflation, as a protection against tyranny and as a proper store of value. We had gold before for this purposes but now it seems out of fashion.