Enterprises being hacked? All of then, sooner or later. Decentralized systems? I don't think so.
You must be the only person that prefers to buy an asset that doesn't go up in value. Then you should be happy with the interest paid by your bank: 0.1% That's totally stable...if you ignore the 15% inflation annually for the next 10 years.
BTC doesn't chose anything, it's not a company and it's not run by people. It's an algorithm that does very little but what it does, it does it very well. It's the market who decides how much they want to pay for it.